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    Find the best selection of Necklaces & Pendants at BizRate. Shop for Men's Necklaces, Silver Necklaces, Gold Necklaces, and Diamond Necklaces.

    Best Seller
    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    A perfect combination, these elegant rings play off each other in sweet harmony... one classic and elegant, the other a playful twist on the traditional wedding band. The round cubic zirconia solitaire glitters with 1.08 carat T.W. while the marquise... more

    $49.99

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    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    You'll fall in love with the gently twisting bands in this gorgeous cubic zirconia 2-piece wedding ring set. Both of the matching curving bands are encrusted with cubic zirconia accents to showcase the large center round stone. With 1.79 carats T.W.,... more

    $69.99

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    Best Seller
    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    You'll fall in love with the gently twisting bands in this gorgeous cubic zirconia 2-piece wedding ring set. Both of the matching curving bands are encrusted with cubic zirconia accents to showcase the large center round stone. With 1.79 carats T.W.,... more

    $69.99

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    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    You'll fall in love with the gently twisting bands in this gorgeous cubic zirconia 2-piece wedding ring set. Both of the matching curving bands are encrusted with cubic zirconia accents to showcase the large center round stone. With 1.79 carats T.W.,... more

    $69.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 10)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 10)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    A perfect combination, these elegant rings play off each other in sweet harmony... one classic and elegant, the other a playful twist on the traditional wedding band. The round cubic zirconia solitaire glitters with 1.08 carat T.W. while the marquise... more

    $49.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 10)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 10)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    A perfect combination, these elegant rings play off each other in sweet harmony... one classic and elegant, the other a playful twist on the traditional wedding band. The round cubic zirconia solitaire glitters with 1.08 carat T.W. while the marquise... more

    $49.99

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    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    A perfect combination, these elegant rings play off each other in sweet harmony... one classic and elegant, the other a playful twist on the traditional wedding band. The round cubic zirconia solitaire glitters with 1.08 carat T.W. while the marquise... more

    $49.99

    go to store
    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    A perfect combination, these elegant rings play off each other in sweet harmony... one classic and elegant, the other a playful twist on the traditional wedding band. The round cubic zirconia solitaire glitters with 1.08 carat T.W. while the marquise... more

    $49.99

    go to store
    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.48 Cttw. Cubic Zirconia Sterling Silver 2-Pc. Solitaire Vine Bridal Ring Set by PalmBeach Jewelry in Silver (Size 10)

    A perfect combination, these elegant rings play off each other in sweet harmony... one classic and elegant, the other a playful twist on the traditional wedding band. The round cubic zirconia solitaire glitters with 1.08 carat T.W. while the marquise... more

    $49.99

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    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    You'll fall in love with the gently twisting bands in this gorgeous cubic zirconia 2-piece wedding ring set. Both of the matching curving bands are encrusted with cubic zirconia accents to showcase the large center round stone. With 1.79 carats T.W.,... more

    $69.99

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    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    You'll fall in love with the gently twisting bands in this gorgeous cubic zirconia 2-piece wedding ring set. Both of the matching curving bands are encrusted with cubic zirconia accents to showcase the large center round stone. With 1.79 carats T.W.,... more

    $69.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 10)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 10)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    Women's 1.79 Cttw. 2-Piece Round .925 Sterling Silver Cubic Zirconia Wedding Ring Set by PalmBeach Jewelry in Silver (Size 10)

    You'll fall in love with the gently twisting bands in this gorgeous cubic zirconia 2-piece wedding ring set. Both of the matching curving bands are encrusted with cubic zirconia accents to showcase the large center round stone. With 1.79 carats T.W.,... more

    $69.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 10)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 10)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Giani Bernini Jewelry | Giani Bernini Cubic Zirconia Sterling Silver Christmas Tree Pendandt Necklace | Color: Green/Silver | Size: Os

    Giani Bernini Jewelry | Giani Bernini Cubic Zirconia Sterling Silver Christmas Tree Pendandt Necklace | Color: Green/Silver | Size: Os

    Oh Christmas Tree! Giani Bernini Makes It Special With This Lab-Created Green Quartz Christmas Tree Pendant Necklace, Decorated With White And Champagne Cubic Zirconia And Lab-Created Ruby. Lab-Created Green Quartz: 1/10 Ct. T.W. Lab-Created Ruby... more

    $28.00

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    Giani Bernini Jewelry | Giani Bernini Multi-Stone Christmas Tree Pendant Necklace In Ss 16+2" | Color: Green/Silver/White | Size: Os

    Giani Bernini Jewelry | Giani Bernini Multi-Stone Christmas Tree Pendant Necklace In Ss 16+2" | Color: Green/Silver/White | Size: Os

    Oh Christmas Tree! Giani Bernini Makes It Special With This Lab-Created Green Quartz Christmas Tree Pendant Necklace, Decorated With White And Champagne Cubic Zirconia And Lab-Created Ruby. Lab-Created Green Quartz: 1/10 Ct. T.W. Lab-Created Ruby... more

    $20.00

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Giani Bernini Jewelry | Giani Bernini Cubic Zirconia Gold Over Sterling | Color: Gold/Silver | Size: 8

    Giani Bernini Jewelry | Giani Bernini Cubic Zirconia Gold Over Sterling | Color: Gold/Silver | Size: 8

    This Beautiful Row Ring Is The Bet Of All Worlds With Princess, Baguette, And Round Cut Stones Set In Sterling Silver Or 18k Gold Over Silver Cubic Zirconia: (4-1/5 Ct. T.W.) more

    $40.00

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 8)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 8)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 7)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 7)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 8)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 8)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 7)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 7)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 8)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 8)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 8)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 8)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 7)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 7)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 7)

    Women's 1 Tcw Round Cubic Zirconia .925 Sterling Silver Scroll Eternity Ring by PalmBeach Jewelry in Silver (Size 7)

    Lovely scrolls and round cubic zirconia stones travel all the way around this eternity ring, which has both modern chic styling and a bit of antique allure. Crafted in sterling silver, it has 1 carat T.W. for lovely sparkle. Sizes 6-10.FABRIC: Sterling... more

    $49.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 8)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 8)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 8)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 8)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 8)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 8)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 7)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 7)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 6)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 6)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 7)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 7)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 7)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 7)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 6)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 6)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Women's 2.28 Tcw Round Cubic Zirconia Three-Stone Anniversary Ring Gold-Plated by PalmBeach Jewelry in Gold (Size 5)

    Three cubic zirconia stones symbolize your past, present and future in stunning brilliance. 2.28 carats T.W. of pure beauty to cherish in a Gold-Plated setting. Sizes 5-10.FABRIC: 14k Gold-Plated, SilvertoneMain Stone: 1 Round Faceted Cut Cubic... more

    $34.99

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    More information about Necklaces & Pendants

    Best prices on Effy 1 10 ct t, Cubic Zirconia in Necklaces & Pendants online. Visit Bizrate to find the best deals on top brands. Read reviews on Jewelry & Watches merchants and buy with confidence.